Vision And Values

  • Midlands Community Finance (MCF) is a business with a social purpose.
  • MCF is a community development finance institution ("CDFI") which aims to deliver social change by providing affordable credit to financially excluded businesses and individuals. We manage recyclable loan funds in local communities.
  • MCF Loans expects to provide other services compatible with its business and social objectives.
  • MCF Loans will develop further so that it can reach even more financially excluded customers in Derby, Derbyshire and beyond.
  • MCF Loans will continue to play a role at national level in developing programmes and processes to reduce financial exclusion.
  • MCF Loans is committed to providing a safe and secure working environment in which all individuals can develop their skills and contribute to the development of the business.
  • MCF Loans will always treat its customers fairly and with courtesy.
  • MCF Loans will protect community interests and assets by operating a consistent and robust debt recovery policy against those who are unwilling, rather than unable to repay their loans.
     

"We can often say yes when others say no".
Tel: 0845 3883998